Risk Cover

Life is unpredictable, but your financial security doesn’t have to be. With Oracle banking Life’s tailored solutions—from Business Overheads and Income Protection to Life Insurance and Severe Illness & Disability Cover—you’re safeguarded against life’s uncertainties, ensuring continuity, stability, and peace of mind.

Life insurance benefits

Access bespoke life insurance solutions designed to safeguard what matters most. Whether you’re navigating illness, injury, disability, or a sudden loss of income, your cover provides the strength to recover, the support to rebuild, and the freedom to continue living the life you’ve worked hard to create.

Severe Illness & Disability Cover

No one anticipates injury or illness, yet the risk is ever present regardless of age, occupation, or lifestyle. A permanent disability can change life in an instant, and despite our best efforts, severe illness may still arrive uninvited through genetics, environment, or natural biology.

Income Protection Cover

Income Protection Cover offers comprehensive coverage to maintain your income when you're unable to work due to illness or injury. Cover can protect 100% of your income, and your future premiums are not affected.

Business Overheads Cover

Running a business is like raising a child it needs constant care to grow. But if illness, injury, or disability forces you to step away, Investec Life’s Business Overheads Cover ensures your expenses are paid—rent, utilities, even staff salaries—so you can focus on recovery and return to a thriving business.

Efficient

Accessible

Claims and benefits are handled swiftly, minimizing disruption when life takes an unexpected turn.

Flexible

Tailored

Your cover adapts to your needs, whether it’s safeguarding your income, protecting your business, or securing your family’s future.

Secure

Risk

Life is unpredictable, but your financial security doesn’t have to be. With comprehensive protection—from Business Overheads and Income Protection to Life Insurance and Severe Illness & Disability Cover—you’re safeguarded against uncertainty, ensuring continuity and peace of mind.

Get a Quote

We place the highest value on our clients and are dedicated to delivering exceptional service at every step. Whether you’re seeking answers, need support with one of our offerings, or wish to explore how we can help shape your financial future, our team of seasoned experts is ready to guide you.